Forus Deb-Crowdfunding Company, licensed by SAMA to work in Crowdfunding activities under license number (65/أش/202301). Marketplace lending based on direct lending between the beneficiary and the financier (investor) is a type of financial transaction that is classified as high-risk investment that involves the risk of investor capital loss or other financial risk. Forus Debt Crowdfunding (JSC), its partners, shareholders, board members or employees are not responsible for any type of financial loss. Investors who want to invest their money through the Forus lending marketplace should take caution and know the risks of investing in start-ups and make sure every step they take in investing their money. Forus Platform provides financiers (investors) and beneficiaries (start-ups, SMEs) opportunities to invest and obtain financing. Often start-ups are in the early stages of their entry into the market and Forus does not aim to publish the information of startups offered to the public as an investment recommendation and do not offer any guarantees against risks. These start-ups are fully responsible for their activities, managing their services and growing their business, and using the funds obtained from them properly and regularly. Forus is not responsible for managing the funds for these start-ups. All procedures and activities implemented on the Forus Platform are subject to the laws and regulations of the Kingdom of Saudi Arabia. Forus does not provide any advice, guarantee or recommendation on the level of legal, financial or investment risks, and investors should mitigate investment risks by making use of reliable advisors in this field. Forus is not responsible for ensuring or representing any content contained in the service. This includes but is not limited to: (a) guarantees relating to offerings, marketing or use for specific purposes, including (investment decisions) whether or not they have opportunities to know or have known reasons, or have been advised in advance in this regard. (B) Failure to guarantee any results obtained or obtained through the use of a service, content or data available on Forus. Also, it is not permissible in any way to interpret the content or services provided by Forus as investment advice or opinions of Forus on the appropriateness of any investment project. Also, the content and services provided by Forus cannot be interpreted as a recommendation, marketing, induction or endorsement of opportunities on a specific offer to buy or sell securities, financing, investment or borrowing in general. Forus shall not be responsible for any investment decision based or derived from the content, services or results derived or available on Forus. Also, the content available on Forus is only for informational purposes, and it is not possible to work or rely on it alone without legal or commercial advice. The services were collected based on previous conditions and should not be relied upon to predict future conditions. Forus is not entirely responsible for any losses related to the content or services provided on the opportunities arising from contractual or default responsibility or others, whether directly or indirectly including but not limited to: loss of profits or revenues, or any economic or commercial loss For any decision made based on the content and services provided on Forus. (C) Failure to represent or guarantee that all content on Forus complies with the requirements and obligations stipulated in the laws and regulations such as the Saudi Central Bank's rules and regulations or other regulations.